Madison, Wis. — The Office of the Commissioner of Insurance (OCI) is responsible for administering and enforcing the insurance laws of Wisconsin. This includes monitoring the financial and marketing practices of individuals and companies. Each month, OCI publishes the administrative actions it has taken against these entities. The actions are issued by OCI when licensing applicants, or licensed individuals or companies have violated Wisconsin insurance statutes or regulations. In some cases, the individual or company denied the stated allegations but consented to the action taken. OCI strives to ensure fair and honest business practices to protect Wisconsin insurance consumers through this type of transparency. Copies of the administrative orders may be viewed online at ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
Any forfeitures paid are deposited in Wisconsin’s Common School Fund administered by the Board of Commissioners of Public Lands. Earnings from the Fund are distributed to all public K-12 schools in the state and are used by school libraries to purchase materials such as books, newspapers, and computers.
If you have a question or complaint regarding an insurance company or agent you can use the online complaint form on our website, oci.wi.gov, or contact OCI at 1-800-236-8517.
Allegations and Actions Against Agents
Holly Arent, 5818 50th Ave., Apt. 8, Kenosha, WI 53144, had her insurance intermediary license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Nicolas Casas, 16950 N. Bay Rd., Apt. 2101, Sunny Isles Beach, FL 33160, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely report an administrative action taken by another state and violating a warning letter issued by OCI.
Joseph D. Coomer, P.O. Box 2074, Spring Hill, TN 37174, agreed to a modification of his insurance intermediary license with certain reporting requirements. This action was taken based on allegations of failing to disclose non-commission compensation, failing to maintain appropriate documentation of communication with clients, and failing to comply with business record retention requirements.
Cory M. Dawson, 433 Vasey Oak Dr., Keller, TX 76248, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to disclose administrative actions taken by other states and violating a warning letter previously issued by OCI.
David R. Duvall, 3508 E. River Dr., Green Bay, WI 54301, agreed to the modification of his insurance intermediary license with certain reporting requirements. This action was taken based on allegations of failing to disclose criminal convictions substantially related to the business of insurance and failing to disclose an administrative action taken by another state.
Sheila P. Eskue, 306 Holmes St., Frankfort, KY 40601, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to report an administrative action taken by another state.
Jeimmy Garces, 9603 NW 36th MNR, Coral Springs, FL 33065-2868, was ordered to pay a forfeiture of $1,000.00. This action was taken based on an allegation of making a misrepresentation in the sale of an insurance product.
Shanna Grey, 2630 W. Broward Blvd., Ste. 203113, Fort Lauderdale, FL 33312-1314, was ordered to pay a forfeiture of $1,000.00. This action was taken based on an allegation of making a misrepresentation in the sale of an insurance product.
James Harris, 11655 Gatesville Dr., Frisco, TX 75035-9148, agreed to the revocation of his Wisconsin insurance license. This action was taken based on allegations of enrolling a fictitious person in a health insurance plan.
Amanda J. Heine, 3121 Windsor Ln., Janesville, WI 53546, had her insurance intermediary license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Angelique Hooper, 10972 Amblewood St., Willis, TX 77318, agreed to a voluntary surrender of her insurance intermediary license. This action was taken based on allegations of failing to disclose her criminal history and administrative actions taken by other states.
James C. Kesl, 407 Indian Blanket Dr., League City, TX 77573, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to disclose an administrative action taken by another state and for violating a warning letter issued by OCI.
Deanna K. Kosowski, 13565 Hampton Rd., Brookfield, WI 53005, had her application for an insurance intermediary license denied for 30 days. This action was based on allegations of having a criminal conviction, which may be substantially related to the circumstances of holding an insurance license.
Miyah Laurent, 1550 Sawgrass Corporate Pkwy., Sunrise, FL 33323, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to report an administrative action taken by another state and violating a warning letter issued by OCI.
Amy J. Lichter, 2820 14th Ln., Kenosha, WI 53140, had her application for an insurance intermediary license denied. This action was taken based on allegations of having criminal convictions substantially related to the circumstances of holding an insurance license, improperly misappropriating monies or property received in the course of doing insurance business, and having a history of administrative actions.
Colton E. Lichty, P.O. Box 71, Portage, WI 53901, had his insurance intermediary license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Jason D. Lieske, 2225 Northridge Dr., North Mankato, MN 56003, had his application for an insurance intermediary license denied. This action was taken based on allegations of failing to disclose an administrative action taken by another state, and having an administrative action with regard to an insurance license based on allegations of misrepresentation.
Dylan M. McAuley, 1325 Lucerne Dr., Apt. 6, Menasha, WI 54952, had his application for an insurance intermediary license denied. This action was taken based on allegations of having a criminal conviction substantially related to the circumstances of holding an insurance license.
Brianna Morales, 1975 E. Sunrise Blvd., Ste. 808, Fort Lauderdale, FL 33304, had her application for an insurance intermediary license denied. This action was taken based on allegations of having and failing to disclose an administrative action taken by another state.
Ci Moua, 707 Davis St., Sun Prairie, WI 53590, had her insurance intermediary license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Wendy Rivera, 914 Taft St., Kaukauna, WI 54130, had her insurance intermediary license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Avyanda Slater, 3854 NW 67th Way, Lauderhill, FL 33319-7309, was ordered to pay a forfeiture of $8,000.00. This action was taken based on allegations of making misrepresentations in the sale of an insurance product and recommending an unsuitable health insurance plan to a consumer.
Maxwell J. Verkuilen, 1703 S. Oneida St., Ste. B, Appleton, WI 54915, had his insurance intermediary license revoked. This action was taken based on allegations of failing to notify OCI of pending criminal matters and failing to respond to inquiries by OCI.
April Williams, 11238 200th St., Saint Albans, NY 11412, had her insurance intermediary license revoked, with a 1-year bar on reapplication. This action was taken based on allegations of having and failing to disclose a criminal conviction substantially related to the circumstances of holding an insurance license and failing to disclose administrative actions taken by other states.
Allegations and Actions Against Companies
Apta Health LLC, 11755 E. Peakview Ave., Ste. 250, Englewood, CO 80111, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely disclose administrative actions taken by another state and violating a warning letter issued by OCI.
Clear Solutions Ins. LLC, 1600 E. 8th Ave., Ste. A200, Tampa, FL 33605, agreed to the voluntary surrender of their Wisconsin insurance license. This action was based on not needing a Wisconsin insurance license, and OCI agreeing to the dismissal of this action without prejudice.
ISOA LLC, 150 W. 30th St., Ste. 1101, New York, NY 10001, had their insurance license revoked. This action was taken based on findings of failing to pay a previous forfeiture when due, failing to appear, and failing to respond on numerous occasions.
OCMI Health & Benefits LLC, 225 E. Dania Beach Blvd., Ste. 216, Dania Beach, FL 33004, had its application for an intermediary firm license denied. This action was taken based on allegations of administrative actions taken by the Kansas Department of Insurance, the Florida Department of Business and Professional Regulation, and the Financial Industry Regulatory Authority, and failure to disclose a firm owner’s criminal conviction.
Specialty Program Group LLC, 300 Connell Dr., Ste. 3000, Berkeley Heights, NJ 07922-2738, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to timely report an administrative action taken by another state.
TGD Lab, LLC, 848 Eastman St., Ste. 104, Chicago, IL 60642, agreed to the voluntary surrender of their Wisconsin insurance license. This action was based on not needing a Wisconsin insurance license, and OCI agreeing to the dismissal of this action without prejudice.
Allegations and Actions Against Other Entities
Patrick Berg, 1521 N. 22nd St., Sheboygan, WI 53081, was ordered to pay a forfeiture of $100.00. This action was taken based on evidence of the respondent committing a fraudulent insurance act by knowingly presenting a false claim for payment of a loss.
Francheska Garcia, 9315 S. Orchard Park Cir., Apt. 2A, Oak Creek, WI 53154-8197, was ordered to pay a forfeiture of $100.00. This action was taken based on evidence of the respondent committing a fraudulent insurance act by knowingly presenting a false claim for payment of a loss.
Andreas Jones, 421 Grand Ave. #4, Superior, WI 54880, was ordered to pay a forfeiture of $100.00. This action was taken based on evidence of the respondent committing a fraudulent insurance act by knowingly presenting a false claim for payment of a loss.
Nkounew Yang, 413 Grant Ave., Sheboygan, WI 53081, was ordered to pay a forfeiture of $100.00. This action was taken based on evidence of the respondent committing a fraudulent insurance act by knowingly presenting a false claim for payment of a loss.
